Sudah Potong Kah?

Look at the title of the post, many of you would immediately relate to this infamous and debatable ads...

No no no. I am not asking you to potong (cut), neither am I potong myself and switch to WiMax. But, there is 1 thing you must potong as soon as possible and likely today is the last day for you to potong!

Wah lau eh! So urgent meh?!

Yeah, as urgent as you needed it yesterday! Else, you defintely will regret! This is what you must potong now...

Your credit cardsss!

If you are holding Bulleh Land banks issued credit cards, you will be charged RM50 per card effective 1 Jan 2010. Thanks to our "beloved PM". As far as I learned from 2 bank employees from different banks, RM50 will be charged according to the card anniversary. For instance, the card expires on March 2010, and you will need to pay for the annual fee (if any) plus RM50. But as usual that I had a tough (or was it too simple??) question that both of them gave different answers: if I have a card expires on March 2010 and I cancel the card on Feb 2010, will I still be charged RM50 since I have used the card for 2 months in 2010? Both answers contra each other, I guess the right answer should be no though. Well, I canceled all my spare cards to be safe.

So it's gonna be inconvenient to me whenever I travel especially on business trip. I usually don't exchange currency (or exchange a hundred or two) of visiting country if the country is sorta a developed country like US. All I bring is my credit cards from different banks, full range of Master, Visa and Amex. This practice has gained me not only convenience, but safety as well since I don't have to carry much cash with me during travel, and most important is I don't lose to the exchange rate as you know our Bulleh RM is so much low value and not all forex shops accept it. I even traveled to Singapore without a single cent of Singapore Dollar with me. Hehe...

Look at some of the cards I have had...

All expired cards since I started to work till now and I have 2 boxes of them in the business card boxes...

And tell you, I never pay a single cent of annual fee to all the cards I own ever since my very first credit card! Not even to compensate with the reward points! So now who causes me inconvenience and to pay extra RM50 is gonna pay the price soon, another 1 or 2 year to come.

Our country merdeka for more than 50 years, so 1card RM50, and 1Malaysia how much already? So how many cards you have and how much you want to contribute to 1Malaysia?

Today is the last day of 2009, you better act fast, potong cepat-cepat! Just turn to the back of the card, there should be a customer service hotline for you to call...

Tell the tele-rep you want to potong but please be specific what thing you want to potong. Hehe... And depend on the bank, your bank may give you some troubles discouraging you to cancel the card(s). So my last good luck to you in 2009!